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Home Fraud Prevention Why
Why does 3D Secure help prevent chargebacks?
0 Out of 1 Found HelpfulBy authenticating the cardholder before completing a transaction, 3D Secure shifts the liability for fraudulent transactions from the merchant to the card-issuing bank. This protects the merchant from chargebacks caused by unauthorized payments and helps resolve disputes more efficiently.
Why is 3D Secure important for online transactions?
1 Out of 1 Found Helpful3D Secure adds a crucial layer of protection against fraud. It ensures that only the legitimate cardholder can authorize the transaction, reducing the risk of unauthorized payments, identity theft, and chargebacks. This extra step promotes both shopper and merchant security, making online payments safer.
Read MoreBy leveraging RapidCents CVC re-collection feature, you can reduce fraudulent charges on a saved credit card. This step-up mechanism is an effective way to prevent fraud, as the customer must have the physical card in order to correctly enter the CVC. Moreover, collecting correct CVCs has been proven to slightly improve authorization rates.
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