While 3D Secure adds an extra step during checkout, it offers significant security benefits for both the customer and the merchant. Most customers appreciate the additional security, as it reduces the chances of fraud. The authentication process is quick, typically involving the entry of a one-time code sent to the customer’s phone, and should...

3D Secure offers several key benefits:Fraud prevention: By verifying the identity of the cardholder, 3D Secure reduces the risk of unauthorized transactions.Chargeback protection: The liability for fraudulent payments is transferred to the card-issuing bank, protecting the merchant from chargeback disputes.Customer trust: Customers feel safer ...

As a merchant, you can enable 3D Secure on RapidCents:Log in to your RapidCents Dashboard.Navigate to Settings > Security & Payment Settings.Find the 3D Secure Authentication option and toggle it on.Customize your security settings based on your preferences, such as enabling 3D Secure for all transactions or only for high-value payments.

When a customer makes an online payment on a website that supports 3D Secure, the following steps occur:The customer is directed to a 3D Secure page hosted by their card-issuing bank.The bank may request a password, PIN, or a one-time password (OTP) sent via SMS to verify the cardholder’s identity.If the authentication is successful, the trans...

By authenticating the cardholder before completing a transaction, 3D Secure shifts the liability for fraudulent transactions from the merchant to the card-issuing bank. This protects the merchant from chargebacks caused by unauthorized payments and helps resolve disputes more efficiently.

3D Secure adds a crucial layer of protection against fraud. It ensures that only the legitimate cardholder can authorize the transaction, reducing the risk of unauthorized payments, identity theft, and chargebacks. This extra step promotes both shopper and merchant security, making online payments safer.

The "3D" in 3D Secure refers to the three domains involved in the transaction process:Customer – The cardholder making the payment.Merchant – The business accepting the payment.3DS Infrastructure – The technology that facilitates the authentication process between the bank and the merchant.

3D Secure is an additional security protocol used by RapidCents to authenticate online transactions. It ensures that only the legitimate cardholder can complete the payment by requiring an extra verification step, such as entering a one-time password (OTP) or a PIN. Merchants can enable this feature via the RapidCents Dashboard to enhance paym...

Tokenization is a process of converting sensitive data, such as credit card numbers or personal information, into a unique identifier called a token. This token retains the essential information about the data but is typically generated through a process that makes it practically impossible to reverse engineer or decipher the original data. I...

SSL (Secure Sockets Layer) is a standard security protocol that ensures encrypted communication between a user's web browser and a website. It safeguards sensitive data, such as login credentials and financial information, preventing unauthorized access. SSL certification is crucial for establishing trust and securing online transactions, espe...